Finance Options for Your Surgery

We know that affording these kinds of procedures and treatments can be daunting and stressful. Here are some options for you.

Payment Plan

We have teamed up with a group of people that we trust with our own finances, Total Lifestyle Credit. With TLC, funding your procedure has never been easier. TLC provide a stress free service, finding the funds for your surgery so you don’t have to. Explore your options and let TLC help you with whatever you need.

Set Up A Savings Fund

Most banks and credit unions offer a range of special purpose savings accounts (such as Christmas Club).

Putting aside a little each week can amount to more than you think at the end of a year or two. Make sure you have checked out your interest rates – you might be able to get a higher interest for opening a savings account where you don’t withdraw.

Credit Cards and Personal Loans

Most banks or credit unions offer credit cards or personal loans with low interest rates or even interest-free periods. Make sure you check out their terms and conditions. There are several websites dedicated to comparing credit cards to find the best deal.

Super Fund Withdrawal

This allows you to use your own funds – but it’s not that easy. The Department of Human Services (DHS) has a stringent application process for early release of your superannuation under compassionate medical grounds. To find out more visit the ATO website.

Redrawing on Your Mortgage

If you don’t already have a redraw facility on your mortgage, you could also consider paying more off your mortgage for a year or two so that you can redraw on it when you are ready to have your surgery. To find out more about redrawing on your mortgage go here.

Don’t forget, we are not financial advisors. We are only suggesting different finance options for you to consider, but it’s up to you to find the right method of financing for YOU.